Spreadsheet to help calculate the Pension

Yep I have created a spreadsheet for calculating eligibility for the pension in Australia. This calculates based on income and assets and works out firstly if you are eligible for the pension based on the basic tests and then also based on the income using the deeming rules.

Deeming is calculated on savings and other "liquid" type assets including shares and managed funds. This is an amount that the government calculates you earn as income from these investments. It doesn't matter if you actually earn more from those assets than the deemed amount.

I have only created it for Home Owners both as a Single applicant and a Couple.

You can download it from the Geared website. Link is below

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Fitness Passport membership locations on a map

My Fitness Passport membership is now live! Woohoo! So I get access to a heap of gyms and pools and classes. For someone who isn't interested in a gym membership I'm not quite sure why I have joined!! Peer pressure. I'm very fortunate that I have the opportunity to join this type of membership as then I can go just about anywhere in NSW. The membership site gives you a list of them but I had no idea how close they would be to either work or home so I copied and pasted the details into a Google Sheet and then put them in a Google Map. I thought it may be useful for others too. You can access the map by this link too: https://www.google.com/maps/d/viewer?mid=10hH5PtKlBzeEzV6AoLev4vxqNoDxzR6y&hl=en&usp=sharing

Sauna at home and Vivid Dreaming

Due to the current situation where we are all at home and most public places are now closed I've invested and bought myself a sauna. I got a Valo 2 person sauna and it's been great so far. I purchased it for ~A$1600 (before a price rise due to the exchange rate). If you are reading this in early April 2020 they may still have stock here of the same model: https://www.luxoliving.com.au/Valo-2-Person-Canadian-Hemlock-Carbon-Fibre-Sauna-Cabin I had looked at a number of sites for a sauna that would fit into my 1 bedroom apartment and more specifically on my balcony. I briefly thought of a 1 person sauna but I'm so glad I got a bigger sauna as it's already a bit like a confinement space and to have a smaller space again I think would be a bit too claustrophobic. Originally I had thought to buy the sauna from Appliances Online due to my previous great experiences but the delivery timeframe was too far away so I cancelled my order and ended up buying it from Luxo Livi

The Croissant Diet Experience with a CGM - Sept 2020

I've been on the bandwagon of The Croissant Diet (TCD) for a little while. Maybe 6 weeks or so. And I thought I should document things a bit. There was a great summary by Brad Marshall on Twitter on what The Croissant Diet actually is: Eat LOTS of long chain Saturated Fat and avoid PUFA like the plague. Also avoid MUFA. If you want to eat some starch, go for it! But smother them in SatFat. That’s the whole thing, really. — FireInABottle (@fire_bottle) September 21, 2020 What I'm eating: Meat - beef or lamb mostly as this is low in PUFAs and high in stearic acid. Fats for cooking - tallow or butter. Enhanced with stearic acid. Eggs - cos they are a great whole food. Usually cooked in tallow or butter (enhanced with stearic acid if I remember). Butter Cream for tea Coffee - usually black Low carb "carbs" -- Atkins crispbread and Woolworths Macro bread. These have vegetable oils so not great but I try and overwhelm it with lots of butter. But generally not some

No Nose Smiley :)

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